debt & happiness.

An average Singaporean earns about $2000 ~ $3000 be it ur a diploma holder or degree holder. 


i'm talking about AVERAGE here and considered that you have been working regularly, which in another words you have contributed quite a 'sum' to your CPF a/c and your own bank savings a/c. To factor in my post on the above mentioned, i'd also assume that your debt free (meaning you don't owe any people/organization money).


An average HDB Flat 5-Room will cause you about $400K. 
-If you factor in renovation, new furnishings, new household appliances, .etc .etc


Wedding dinner & preparations all factor in at a budget of $50,000.
-Good wedding dinner reception, honeymoon, photoshooting, you know lah girls will always say "HEY ITS MY WEDDING. THE ONE EVENT FOR A GIRL TO BE THE MOST BEAUTIFUL IN HER LIFE". Okok i give in i give in...


Who doesn't want a car? Add in another $50,000 for a normal usable car. 
-Can't even buy 1/2 of an EVO :((


Filial Piety is the most important principle in a man's life. 
-Taking care of your elderly folks and parents will also set you another sum of money because healthcare is just expensive. And when my parents are old and frail i want them to live comfortably and smoothly without worrying anything except to enjoy their golden years.


Children's education. 
-All parents want the best education for their kids. i'd want my children to attend a proper school journey all the way to a proper university too. I want them to enjoy the most fun and interesting childhood like what i had. My indian neighbor is so fuckin' proud that she paid $200+ for her son to have tuition on just 1 Subject/1Hour/Week.


And before i add on to it, i'm in a debt of at least $0.5 Million already.